Maximizing Social Security Workshop

A Classroom Workshop for Adults, Teaching ways to Maximize your Lifetime Social Security Benefits

For many Americans, Social Security is the single largest asset they have in retirement, and greater than 90% of all recipients do not maximize their Social Security benefits. Advance planning is essential, and the decisions you make today can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime.

This educational workshop will provide you with much-needed information to help you understand the system, coordinate spousal and survivor benefits, minimize taxes, and maximize your personal benefits. Whether you’re single, married, divorced, or widowed, there may be ways to maximize the lifetime Social Security benefits you receive. One of the most important decisions you need to make before you retire is when and how to claim Social Security benefits. About half of retirees apply for Social Security as soon as they become eligible at age 62, but by doing so, they may significantly and permanently impact their income and benefits for the rest of their lives. The difference between the best and worst possible decision of when to start Social Security can be well over $100,000!

Workshop Objectives

Learn important rules that affect the amount of retirement benefits you collect, as well as strategies for coordinating Social Security with other sources of retirement income

• When your benefits may begin, and how the age at which you apply will affect the amount you receive
• How to maximize Social Security benefits and how to minimize taxes on them
• Strategies to consider before deciding to apply for benefits
• How your current employment will affect benefits
• What to do if you have other income from pensions or IRAs, too
• What is the future of Social Security and what it means to you
• When it makes sense to delay benefits -and when it does not
• How the wrong Social Security decision can cost you money
• How two little known strategies could increase your family income and survivor benefits
• Can you fix your Social Security election if you made a mistake?
• How cost-of-living adjustments (COLAs) impact benefits
• Learn how all of your assets fit together with Social Security to fund your quality of life in retirement

To Register

Visit www.afes.org
-OR-
Call (833) 549-2372

Course Participation

If you are looking for answers to questions about when you should begin your Social Security benefits, how you can manage taxation of benefits, how working will affect your benefits, or strategies to get the most out of your benefits, then you will believe this course is time and money well spent. The best way to profit from this course is to follow the interactive workbook and participate in the classroom discussions as you feel comfortable.